Mike Croxson, President of Amerix

• Evolution of the nonprofit credit counseling industry
• Consumer debt trends (by gender, by income, by age, etc.)
• Household budgeting
• Avoiding bankruptcy; bankruptcy trends
• The pitfalls of credit card dependency
• Good credit vs. bad credit
• Tips for getting out of debt
• How to work with creditors
• Tips for holiday shopping
• Strategies for making the most of your annual tax refund
• Financial advice for college students/their parents, newlyweds/marrieds (from wedding planning to retirement planning)
• Teaching kids the value of money
• Single-parenting and making ends meet

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